:root{--ink:#17212f;--muted:#5b6675;--line:#e1e6ed;--panel:#f6f8fb;--accent:#b45309;--accent-soft:#fbeede;--dark:#101820;--white:#fff;--good:#166534;--maxw:760px}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--accent)}
img{max-width:100%}
.topbar{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;padding:10px clamp(16px,4vw,48px);border-bottom:1px solid var(--line);background:rgba(255,255,255,.92);backdrop-filter:blur(12px)}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);text-decoration:none}
.mark{display:grid;place-items:center;width:30px;height:30px;border-radius:8px;color:#fff;background:var(--dark);font-size:12px;font-weight:800}
.nav{display:flex;align-items:center;gap:18px;color:var(--muted);font-size:15px}
.nav a{text-decoration:none;color:var(--muted)}
.nav a:hover{color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:11px 18px;border:1px solid var(--line);border-radius:9px;background:var(--white);color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;cursor:pointer}
.btn.primary{border-color:var(--dark);background:var(--dark);color:#fff}
.btn.consul{border-color:var(--accent);background:var(--accent);color:#fff}
main{max-width:var(--maxw);margin:0 auto;padding:0 clamp(16px,4vw,28px) 64px}
.crumbs{font-size:13px;color:var(--muted);padding:20px 0 0}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--ink)}
h1{font-size:clamp(30px,5vw,44px);line-height:1.1;letter-spacing:-.02em;margin:14px 0 6px}
.lead{font-size:clamp(18px,2vw,21px);color:var(--muted);margin:0 0 8px}
.byline{display:flex;align-items:center;gap:9px;font-size:14px;color:var(--muted);margin:18px 0 26px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.byline .dot{width:8px;height:8px;border-radius:999px;background:var(--accent);flex:none}
h2{font-size:clamp(23px,3vw,30px);line-height:1.15;letter-spacing:-.01em;margin:40px 0 12px}
h3{font-size:19px;margin:28px 0 8px}
p{margin:0 0 16px}
ul,ol{margin:0 0 18px;padding-left:22px}
li{margin:7px 0}
.toc{background:var(--panel);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:8px 0 28px}
.toc strong{display:block;font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:8px}
.toc ol{margin:0;padding-left:20px}
.toc a{text-decoration:none;color:var(--ink)}
.toc a:hover{color:var(--accent)}
.callout{background:var(--accent-soft);border:1px solid #f1d6b3;border-radius:12px;padding:16px 20px;margin:22px 0}
.callout p{margin:0}
.steps{counter-reset:step;list-style:none;padding:0;margin:18px 0}
.steps li{position:relative;padding:0 0 18px 52px;margin:0}
.steps li::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:34px;height:34px;display:grid;place-items:center;border-radius:9px;background:var(--dark);color:#fff;font-weight:800;font-size:15px}
.steps li strong{display:block;margin-bottom:3px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:14px;margin:18px 0 8px}
.cards a{display:block;border:1px solid var(--line);border-radius:12px;padding:18px 20px;text-decoration:none;color:var(--ink);background:var(--white)}
.cards a:hover{border-color:var(--accent);background:var(--panel)}
.cards strong{display:block;font-size:16px;margin-bottom:4px}
.cards span{font-size:14px;color:var(--muted)}
.cta-box{background:var(--dark);color:#fff;border-radius:16px;padding:28px clamp(20px,4vw,36px);margin:40px 0 8px}
.cta-box h2{color:#fff;margin:0 0 8px}
.cta-box p{color:#c7d0db;margin:0 0 18px}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}
.related{border-top:1px solid var(--line);margin-top:44px;padding-top:8px}
.faq details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--accent);font-weight:700}
.faq details[open] summary::after{content:"\2013"}
.faq p{margin:12px 0 0;color:var(--muted)}
footer{border-top:1px solid var(--line);padding:32px clamp(16px,4vw,48px);color:var(--muted);font-size:13px}
footer .inner{max-width:var(--maxw);margin:0 auto}
footer a{color:var(--muted)}
a:focus-visible,.btn:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
html{scroll-behavior:smooth}
table.ch-table{width:100%;border-collapse:collapse;margin:18px 0;font-size:14px}
.ch-table th,.ch-table td{border:1px solid var(--line);padding:8px 10px;text-align:left}
.ch-table th{background:var(--panel);font-weight:700}
.ch-table caption{caption-side:bottom;color:var(--muted);font-size:12px;margin-top:8px;text-align:left}
@media (max-width:680px){.nav{display:none}.cta-actions .btn{width:100%}.ch-table{font-size:13px}.ch-table th,.ch-table td{padding:6px 7px}}